International FlexiPlan

Wealth Management? That’s aimed at the owners not the crew, Right?
Wrong!

Unlike other comparable plans often designed for shore based personnel, our International
FlexiPlan has been designed so that you, the saver, as a seafarer, can manage your plan to suit
your current circumstances and long term strategy at any given time. For example, should you
need to stop making contributions due to an employment situation or to fund major life events.

The International FlexiPlan has been designed to carry absolutely the minimum charges to your returns. We are very proud to have accomplished this. By eliminating middle men and negotiating the optimal investment cost (0%) with fund managers we can truthfully say that our fees are amongst the lowest you will find anywhere for an equivalent savings plan/pension scheme. Unlike many plans carrying an initial fee of up to 5% of your monthly premium, we charge a fee of just 2%, significant when investing lump sums. And, unlike many plans charging up to 4 or 5%, we charge just 1.85% annually on the total fund. When you consider that the UK stakeholder pension, a very unsophisticated product with very limited access to information, carries a UK government recommended charge rate of 1.5% you can see that what you are achieving is a highly sophisticated product and a very efficient cost base.