Acting as intermediary we are able to introduce you to mainstream banks and their established multicurrency banking services. We deal only with those who understand the special needs of yacht crew.

We insist that the banks we introduce you to provide a British Isles based Customer service relationship Managers so that you can be sure of direct personal contact with them.

Generally, the banks we introduce you to provide...

»	For eligible crew, personal banking without a regular administration charge
»	Multi-currency bank accounts - bank in the currency most convenient for you
»	Online banking, 24/7 - giving access to your accounts, regardless of time zone
»	Telephone and fax banking - giving you a convenient alternative way to bank
»	International VISA debit cards (in Sterling, Euro or US dollars)
»	Domestic and international payments - allowing you to transfer funds worldwide
»	Direct and personal access to a Relationship Manager - no call centres
»	Opening hours: Monday to Friday, 08.00 to 17.00 UK Time (excl. UK Bank Holidays)

Moore Stephens assists Superyacht crew in organising their financial affairs. From experienced seafarers to new recruits, we have solutions to suit any situation.

Unlike other comparable plans often designed for shore based personnel, our International FlexiPlan has been designed so that you, the saver, as a seafarer, can manage your plan to suit your current circumstances and long term strategy at any given time. For example, should you need to stop making contributions due to an employment situation or to fund major life events.

The International FlexiPlan has been designed to carry absolutely the minimum charges to your returns. We are very proud to have accomplished this.

By eliminating middle men and negotiating the optimal investment cost (0%) with fund managers we can truthfully say that our fees are amongst the lowest you will find anywhere for an equivalent savings plan/pension scheme.

Unlike many plans carrying an initial fee of up to 5% of your monthly premium, we charge a fee of just 2%, significant when investing lump sums. And, unlike many plans charging up to 4 or 5%, we charge just 1.85% annually on the total fund.

When you consider that the UK stakeholder pension, a very unsophisticated product, carries a UK government recommended charge rate of 1.5% you can see that what you are achieving is a highly sophisticated product and a very efficient cost base.